There are many advantages of bridging loans when compared to other types of finance. When finance is only required for a short period of time, they often provide the cheapest option for raising the required funds. In addition they are fast to arrange, have flexible lending criteria so that approvals can be given quickly without extensive checks, and they can be secured on all types of property, including property that is unsuitable to other lenders.
KIS Finance is an independent, professional finance brokers with a wealth of knowledge and expertise in the industry.
KIS Finance have established an extensive and enviable panel of lenders, made up of the leading finance providers. We specialise in a wide range of finance options and are therefore able to provide the best rates, highest loan to values and the most flexible underwriting.
KIS Finance have the ability to match the right finance option to the clients own individual needs.
Bridging Loans
Commonly used for Fast term short finance, maintaining place in a sale chain, auction purchases, Property development, Renovation, conversion and refurbishment, Business expansion & more
Can be secured on Homes, Hotels, Shops, Offices, Shops, Leisure Complexes, Development land & more
Bridging finance from £100,000 to £1 billion
Immediate in principle decisions
Loan terms ranging from 1 day to 24 months
Fast funding (48 hours is possible)
No maximum age restrictions
Non UK residents
No income proof
All types of property and land
All of the UK (facilities also for Europe, USA and Canada)
Poor condition/dilapidated property
Development Finance
We can provide finance for all types of development projects including the building of a new house next to your existing house, high value luxury apartment complexes and large hotel developments. As an independent finance brokers we are able to search the whole market and negotiate the best interest rates, fees and terms.
Our comprehensive range of lending options include Loans from £100,000 to £1 billion, Fast decisions and full terms provided, Fast funding, 100% funding available, 100% Construction finance, Joint venture funding & much more.
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My wife and I recently applied for a bridging loan with KIS Finance because our house sale had fallen through and we wanted to secure the property we were purchasing. This was a new process for us and one we did not initially plan on using. We made contact with KIS Finance and began working with Phoebe Griffits a loan advisor. From the get go it has been a pleasure to work with Phoebe. Not only was Phoebe very knowledgeable, professional and patient she also had an empathy and understanding of our situation that we really appreciated. Each step was clearly explained and if we had any questions, no matter how trivial Phoebe quickly responded with an answer. We felt very comfortable with the product and fully understood what we would have been signing up for. We did not have to use the bridging loan in the end because we managed to secure a buyer with cash that wanted to move quickly which was ideal. However we would have been happy to proceed if the circumstances were different. Overall I would say Phoebe made what was a difficult stressful time for us far easier to bear. We have worked with many different companies and people during the sale and purchase process and its a shame they did not all work to the same standards and levels of professionalism shown by Phoebe.
James and Phoebe went beyond the call of duty on facilitating my bridging loan. Not only did they offer competitive terms, but they were highly efficient, quick to solve issues before they developed into problems, and kept me updated at every stage of the process.I would have no hesitation in recommending their first-rate service to others.
James was very responsive and helpful, presenting me with a range of options and explaining them carefully to me. Would definitely use again. Low fees too.