Nursery Insurance and the questions to ask when buying
15 December 2009
NCi give nursery owners and managers essential advice for use when buying day nursery insurance.
![](/files/articleimages/3626.jpg)
Before we look at the importance of asking questions when buying insurance, let us first look at what many peoples experience of buying insurance is like. Firstly, you need to get insurance and you either ask someone for a recommendation, look online or flick through a magazine or yellow pages to see who is offering what you need. You need to visit their website and fill out a form or give them a call and are faced with question after question. You are then given a price and you decide whether to take it or not with the price being perhaps the number one factor in your decision. If this process sounds familiar to you then welcome to the new and improved way to buying nursery insurance.
To begin with, if you really want a new and improved service, you need to find someone who specialises in nursery business insurance. You can do this by looking through a trade magazine, speaking to someone in the pre school sector or by searching online for a phrase such as nursery insurance, day nursery insurance or nursery insurance broker. This part of getting a nursery insurance quote is pretty similar to what currently happens but this is where what you do should change as when you make contact with the nursery insurance expert or experts you have identified, you need to make sure you ask questions.
Here are just some of the questions you might consider asking along with the reasons for asking them.
How long have you been providing nursery insurance for? This question can establish the level of experience they might have and can give you the peace of mind of knowing that they must be doing something right. The insurance sector is extremely competitive and businesses who have been around for a long time are generally still around because of the high levels of service and quality products they provide.
How many similar clients do you have? If they specialise, you would certainly expect them to already have numerous clients in the pre school sector.
What can you provide me that my current nursery insurance provider cannot? This is a great question as whilst many people might just considering moving for a cheaper premium, you no doubt will want more than that. A nursery business insurance specialist should be able to provide you with service levels and cover that others cannot because of the deals they have negotiated with the insurance companies. As someone looking for nursery insurance you should be able to take advantage of these deals and end up with more cover for, in many cases, less money.
If you want to make sure your nursery gets the cover, service and premium you are happy with then the next time you are looking around for insurance make sure you ask just some of the questions above. If you do, the chances are you could get expert advice and cover tailored to your needs whilst at the same time as saving money on your premiums. NCi Nursery is Nursery Insurance Specialists and for details of their Nursery Insurance facilities or to get a nursery insurance quote simply visit the UK Nurseries Insurance Experts website.
Other Press Releases By This Company
- 25/01/2019 - The potential of cloud technology to transform the motor insurance landscape
- 25/01/2019 - Getting smarter in the workplace
- 25/01/2019 - Pottery Firm Becomes Latest Target of Increasing Cyber Attacks
- 25/01/2019 - How Business Continuity is moving towards the cloud
- 10/04/2017 - Cyber Risk Calculator Launched to Help Businesses Calculate Data & Cyber Risks
- 10/01/2017 - Supply Chain Risk Management
- 05/01/2017 - 2017 Forecast for Motor Traders
- 21/12/2016 - Top tops for staying safe in the storms this Winter
- 16/12/2016 - Top Tips for Starting a New Business
- 09/08/2012 - Commercial Kitchens Fire Safety Advice
- 09/08/2012 - Directors and Officers Insurance - 10 Reasons Why You May Need It
- 24/07/2012 - What takes 45 seconds and can cost up to 2500 pounds?
- 24/07/2012 - The Secret to Donation Success for UK Charities
- 24/07/2012 - Why Are More Injury Claims Made When They Are Less Accidents?
- 19/07/2012 - Why Rain Equals Pain for UK Home Owners
- 19/07/2012 - How to Help Stop Your New Business Failing
- 19/07/2012 - Flooding and How You Can Reduce Damage
- 09/11/2011 - Budding Nursery Owners Reveal Their Worst Nightmares
- 09/11/2011 - Commercial Insurance Specialist Joins Northern Counties
- 09/11/2011 - Insurance Claims Specialist Appointed to Head Leading Brokers Claim Division
- 09/11/2011 - Staff the Key to Success for Region’s Business Insurance Broker
- 13/10/2010 - UK Businesses Offered Risk Free Way to Increase Profits
- 13/10/2010 - North East set to become UK Charity Insurance Capital
- 13/10/2010 - Staff Key to Success for North East's Leading Insurance Broker
- 09/12/2009 - Nursery Insurance – how to get the very best deal
- 30/10/2009 - Top tips for buying community group insurance
- 27/10/2009 - Trustee Indemnity Insurance - how to protect charities trustees
- 27/10/2009 - Secrets finally revealed to cheaper motor trade insurance
- 26/10/2009 - Why you need trustee Indemnity Insurance
- 26/10/2009 - Essential tips for buying small charity insurance
- 23/10/2009 - The changing face of charitable gifts
- 22/10/2009 - Amazing facts that affect our children everyday
- 22/10/2009 - Risk Management advice for UK charities
- 20/10/2009 - What makes something the best in the world?
- 19/10/2009 - Why smarter charity promotion is needed
- 19/10/2009 - Online help for small charities hits the UK
- 15/10/2009 - Nursery insurance and why expert advice is essential
- 15/10/2009 - Is the gift of giving falling as christmas approaches?
- 14/10/2009 - Identifying risks in the charity world
- 14/10/2009 - How much should nurseries be paying for insurance?
- 14/10/2009 - Essential tips for running a small charity on a budget
- 13/10/2009 - Church insurance and why religion is becoming a risky business
- 13/10/2009 - Community group insurance experts explain the secrets to success
- 06/10/2009 - Charity insurance - the secrets to getting yours for less
- 06/10/2009 - Charity insuranceb brokers NCI explain why charities must embrace technology
- 06/10/2009 - Charities and their fight for survival
- 06/10/2009 - Charity insurance experts explain why charities are becoming twits
- 02/10/2009 - Charity Insurance – the questions to ask when looking for cover