Nursery Insurance – how to get the very best deal
09 December 2009
Nobody likes paying more for insurance than necessary. Here, NCi looks at how day nurseries can pay less for nursery insurance premiums.
The way in which people source and buy insurance has changed in recent years and the education sector is no different. Insurance is a legal requirement and essential for any nursery, pre school or kindergarten as it ensures staff, premises, contents and children are covered in the event of a loss occurring or accident happening. Whilst the education sector is heavily regulated with health, safety and risk management of vital importance to most nursery owners and staff, the fact is the unexpected will happen from time to time. When it does, making sure you have the right nursery business insurance cover will be essential. So as someone responsible for getting protection for your nursery, what steps do you need to take to sure you get the cover you need at a price that is right? To begin with it is important to remember that not all insurance brokers or insurance companies are the same. I know it is extremely easy to assume they are as most insurance providers do not seem to do anything that differentiates from their competitors. However, when it comes to buying nursery insurance, you need to be aware that there are some insurance brokers and insurance companies who actually specialise in providing it. These people will be able to provide you with expert advice. They will be able to explain things in a language you understand as they understand the pre school sector. Perhaps equally as important, because they specialise in providing nursery insurance, they will in many cases be able to provide you with additional benefits. These benefits could include you getting more cover for less money. By using an insurance broker who specialises in providing day nursery insurance, you could actually get more advice and more cover but for less money. Specialist brokers might not be right on your doorstep but because they are specialist brokers, you are still very likely to get levels of service and cover that exceed your current arrangement. Seek an expert and make sure you get the very best deal on your nursery insurance.Other Press Releases By This Company
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